Wednesday, April 14, 2010

Food Budgets

Grocery shopping has always been a struggle for me. I am not good on a budget. I have tried many times over the years and failed after only a few short weeks. It is a mind set, really. You have so much money to spend on food and you work your menu plan/grocery list accordingly. How simple is that? For me it is rocket science! I do not remember my mother ever making a menu plan or even a list. In fact, she went to the grocery store several times a week....sometimes as many as 5 times. We ate out a lot too....not out in restaurants, but she would grab a pizza or a bucket of chicken on her way home from work. Working moms lead a very different life and making dinner after working for 9 hours is not something I would look forward to either. Big grocery shopping trips would be terrible, as your days off would be spent in a crowded grocery store. It was much easier to stop at the store on your way home from work and grab what you needed for the evening. That is what she did.
I never remember seeing a coupon. I know she never looked at prices....she still doesn't, and the only list she has is to make sure she gets those things she needs without forgetting. Menu planning??? I never remember that either. It was, "What sounds good for dinner?", then you ran to the store and got what you needed. It was all I knew. I have been married for 30+ years and Sweetheart will tell you, if he could change one thing about me, it would be that I was a skilled food shopper. I have friends who shop on a teeny tiny budget and they eat better than we do. My Pastor's wife recently mentioned she spends $60 a week on groceries for her family of 4, and that includes diapers and cleaning supplies. That sounds a bit tight to me, but they look healthy and well fed. She does have a garden, but not a large one. How do people do it??? I cut my grocery bill from approximately $300 a week (which included eating out), down to $200. That was a couple of years ago. Then I cut it to $150....that was hard. I only shopped at one store. A Kroger store. Now I have cut my budget to $100 a week. Incredible, I know.
This means I have to shop at 3 different stores.....I HATE grocery shopping. I mean I REALLY hate it. I tell my kids, "Do not use the word hate....it's not nice.", but I really HATE grocery shopping. I am looking at this as a challenge. So far, so good.Another problem with my food budget is, I always run out of things....milk, bread, eggs, and need to run back mid week. This gets me in trouble, because I am known for running in for a a loaf of bread and coming out with 6 bags of "stuff" and $70 less in my bank account. I made up my mind that if we run out of something, too bad. That was until I ran out of laundry soap and we had no clean clothes! I would have normally ran up to Walgreens and spent $8 on a teeny tiny bottle to get me by. Instead I ran to Walmart (which is the WORST of the stores for me) and bought a large bottle for $6. I have a stash of $30 set aside in cash. If I need anything I can take from that $30. This was the first time in 2 weeks I needed to do that, but now it will come off my food budget. I must say, that $6 hurt! Once you start counting the actual dollars, it is amazing how easily they can get spent if you are not watching. So how are we eating? Pretty darn good. We have had homemade cookies twice in the last couple of weeks, and even though tomorrow is grocery shopping day, the kids still have treats, and snacks, and there is enough food for many lunches and a couple of dinners still left in the freezer. Bread is low, as is milk, but there is enough to last til tomorrow.
So I am learning rocket science.....slow but sure. How is your food budget? Any tips for a slow learner??? Maybe I will share what I actually bought and my menu plan for this next week, so you can help me along.Sassy still gets her Fancy Feast and Purina One....I worked it into the budget and she is happy about that!
Blessings, Bren

19 comments:

Unknown said...

I get on Kroger's website on sunday night and look at their sales ad. I circle the items I want and hit print, it prints my grocery list for me. From that sales ad, I plan my menu. I can't really tell how much my grocery bill is because we have beef and vegetables in the freezer and fresh eggs on our farm.
I use coupons and I shop at Marsh, Walmart, Dollar General and CVS as well. I also view their sales ads online each week and print and clip coupons.
Check out these websites for printing coupons. Krogers and Marsh doubles their coupons up to $1.
http://hip2save.com
http://couponmommie.com
http://lhotpl.blogspot.com
Those are some great sites that will keep you in coupons. You can also take the sunday paper but I don't want to spend the extra money.
I'm new at this too, I'm trying to save money for a trip I want to take this fall to the east coast. If you find some creative ideas you want to share with me, email me! I need to save money too!
Oh yeah, I recently made my own laundry detergent which saves $$! And it does a good job cleaning Jacks clothes. ;D
I could go on and on, but I've gotta go!

Anonymous said...

Bren we have a Sam's membership, and I buy bulk meat from there and package and freeze it. I also buy bulk items that don't perish, (dry goods etc along with bulk veges. Initially it's expensive, but if you work out what 1 meal costs per person you save heaps. I also shop at Walmart, and SaveaLot for the basics. I don't meal plan but I go by what's in the freezer. I don't bake, Kevin's not too happy about that,but I don't think it's healthy. The snacks we have are always no fat or low fat with very little calories, salt or sugar content. My theory is natural is best. I also don't buy pre-packaged foods but prefer to cook from scratch that way I know what's in it and I know what we are eating.

Nancy said...

If my food money was just for food I would be fine. We all have to add cleaning products, paper goods, pet food and the occasional new underwear to the list.
I would LOVE to be able to make a menu, make a list, shop and be done. I used to do it. I would sit down and keep the whole entire family captive until all the days were filled in with meals. Then I would make my list and go to the store. I even went so far and to keep my receipts from the store and use them to build a master shopping list and typed it in the order of the aisles of the grocery store... anal? Yes... helpful.. OH YEA! Cut my shopping down to 1/2 the time... I posted the menu on the fridge and no one had to ask "what's for dinner?". I knew in the morning before work what to pull out of the fridge for dinner. It was great. Now Rich travels, Ryan works and I eat alone most of the time. I survive on Healthy Choice dinners and stir fry... lol

Wish I could help...

There is a site online for Kroger that you register your rewards card and it will "load" coupons to your card so you don't have to cut and remember them...

Libby said...

Oh Bren!! I HATE the grocery store too!! I hate seeing that money disappear!! My grocery spending is way out of control and I find myself going to the store atleast twice a week!! We waste alot of food and I dont do coupons but I do buy store brand alot.

Thank you so much for posting this! I cant wait to see any ideas or hints that come from this post!


Have a great day!
Libby

Donetta said...

Hay sis learn to make your own laundry soap cheep and easy huge savings! Gleen the market Monday morning mid morning the clearence meats have one day left...get beef it can be frozen and thawed the day of use.
Glean the store than make the list. See what is manager specials. Walk the store look at all of the sections for managers specials. Close in date but still good. You will be surprised. Also get a produce book that speaks to when ..what is in season. The foods that are shipped up from Chili etc are available but the $ is high. Corn in Aug, watermelon in June July, apples in the fall, oranges in spring of the deserts, or in November lemons in November...peas in fall or late spring. When things are reduced freeze them the best investment...a freezer for the garage.
After Easter I got $4 doz eggs for 1.^9 see after the holiday much is left over and the stores find the shelf space far to high a cost as to hold onto things.
Ham was 45$ found it 15.$ they have to clear it out.
Now do I buy ham all the time no
but when I can get things half price I get it and use it to set the menu

Debi said...

I wish I could help you...but I don't stay on a food budget. I have enough food in my house to feed both of our families, and I HATE to COOK!

Niki said...

I know it's hard...and takes time but it's worth having a rough menu plan. I don't plan breakfasts or lunches...just suppers. I use my daytimer calendar book and write a supper on each day, then plan groceries that I need...but I very often end up switching up the suppers depending on what we feel like. So we might eat Wednesdays supper on Monday and Fridays supper on Wednesday...see what I mean? Just a rough idea of what you are going to make for the week will get you going on the menu planning/shopping/saving $ road.

And only shop once per week, that alone will save you a ton.

And don't shop hungry...
love
Niki

Susan said...

I used to be really good at saving money at the grocery store. At one time, we were spending $50/week for five of us (this was when the kids were school-age). I would buy meat on sale; my favorite thing was bone-in chicken breasts on sale - cut the meat off the bone and freeze, then boil the bones and use that meat in casseroles and soups. You can get several meals out of one pack of chicken breasts like that. I buy ground beef in large packs, separate and freeze in 1-pound portions. I rarely buy mixes for anything; almost everything I make is from scratch. I like to buy a pork loin and divide it into chops and freeze them.

I've used menus and grocery lists all of my 25 years of marriage to keep me focused on what we need; otherwise I'd buy lots of stuff we don't need and forget what we do need! I don't go shopping without a list, even if it's to pick up milk and bread.

Our situation here is a bit different. Food in Vancouver is outrageously expensive, so I shop once a month down in WA at Wal Mart and Costco. I shop here once a week for milk and fruits & veggies. Even that adds up to a lot more than I'd like to spend, though. I'd love to get back to my former frugality! :)

Pam said...

Hi Bren,
Shop with cash. It changes everythihg. We learned this from Dave Ramsey. He taught us to work out a budget each month. Certain categories work best with cash. Once you know your grocery budget you put that amount of cash in your grocery envelope.

I quit couponing and Krogering for the most part a few years ago. My food budget has increased, but we are much healthier now that we buy the bulk of our food at the Farmer's Market.

My favorite grocery store is Aldi. Check and see if you have one nearby. It's worth the drive for stocking up and it's not overwhelming like Walmart.

I highly recommend Leila's blog for info on creating a meal plan. It ends up being a real time saver to know when you wake up what you are going to have for supper.
http://ourmothersdaughters.blogspot.com/

Blessings!
Pam in TN
www.RealWomenQuilt.com

Winona said...

Hi Bren,
I have meant to write out a monthly menu for 4 or 5 years now. Still haven't done it, so I guess that just won't work for me.LOL Besides, with it just being Kevin and me, not much point in cooking huge meals.
I do shop only with cash. That helps. We buy some veggies, some meat, cheese, and dry goods at Sams, then I devide things up. I can get a large double box of Cheerios for about a dollar more than one regular large box in the grocery store. That is just one example of savings from Sams. I also buy olive oil, peanut butter, and snacks for Kevin to take in his lunch at Sams.
I shop at 2 local stores, Sams, and Walmart every other week. I used to shop at Aldis but don't like the traffic where it is located. I try to buy a paper on the Wed. of shopping week. It will have all the local ads in it, so I can plan my list.
I use some coupons, but have found that sometimes coupons will have me buying things that I normally would not have purchased.
The sad thing is that we are spending more now for just the two of us that we did when all 5 kids were home. Everything has gone up in price a lot, but also, now that we are older, we are trying to eat healthier. Eating healthy does cost more, at least it does around here.
This is a very good post. I have enjoyed reading everyone's comments. Have a great day. Winona

Angela said...

You are my dh and I am your's. It really makes a difference to only shop once a week. And to stockpile what you find super great deals on that you know for positive you will use. Not maybe use. And we do coupons also. I am not able to do the shopping but I use an envelope to write the basic list on and pop the coupons inside it for my dh. They really do add up. But again, it is not a saving with a coupon to buy something you would not normally buy. Good luck!

the Mrs. said...

We also took the Dave Ramsey class and worked out a budget. I didn't break ours down into so many detailed categories as were listed though. I tried the meal plan thing....I just can't get into it.
I have a household budget of $250 per week in cash. This is for food, toiletries, paper products, cleaning supplies, dog food - basically anything but clothes that you'd normally pick up at the grocery store or Super Target. With my food issues I have to shop at about 6 different stores.
BUT - I make my list on mondays while I search for coupons online (there are TONS of free sites) and print them at home. We don't get a newspaper so I'm saving money just by doing that. I have my grocery list on a clip board with a calculator attached and each item I put into the cart the price goes into the calculator so I know exactly what it will cost and I can't go over. My list is organized by isle and I make sure to put prices and sizes next to the items that are on special so that when I'm at the other stores I can price check those items to see if its REALLY the best price or not. (Many times it isn't!)
Cash is much harder to part with than using plastic so a lot more thought goes into "do we REALLY need this???" I stock up when things are a really good deal and I almost always start my shopping at Aldi.
I make all my own cleaners at home - including powdered laundry soap, dish soap, floor cleaner, surface/glass cleaner and even a face wash. I know exactly what is in everything and I know I'm not using harsh chemicals.....its so much cheaper too!
The initial starting of this was more intimidating than it actually ended up being.
The budgeting never worked for us until we took the Dave Ramsey class at church. Now, we are debt free (other than our mortgage), credit card free, argument free and FULL of financial peace. This class is actually what started me wondering what I could start making at home on my own. I spent the whole summer last year searching blogs to learn from other women (doing my Titus 2 thing, searching out the older women to learn from) it's actually how I ended up finding your blog!

Good luck! You can do it!

moreofhim said...

Hi Bren!! I had to spend about 30 minutes playing catch up with you. I just have been beyond busy and now am sick with bronchitis. It's been a stressful 6 weeks here but coming by your blog totally brightened my spirits and blessed me. Love to come by just before bedtime. :)

I am in the same boat as you regarding meal planning. My mother never did it either (that I know of) and she didn't work outside the home, either, so it just wasn't something she did, I guess. She always stocked up on sales (I do the same) but never had a set plan. I'm really trying to work in this area, too.

One thing I have done that has helped immensly is to have a master inventory sheet of what is in my freezer. It's amazing how things can get lost in there and I forget things are in there. My cupboards will get this treatment next. I think that will help me a lot, too.

We'll work on this together, you and I, and we WILL get it!! It's rocket science for me, too, I'm afraid. lol

God bless you, my friend.

Love, Julie

Crispy said...

I'm not on a budget per se but I have always watched the ads, if an item is on sale I'll stock up. I also buy the large packages of meat and then repackage it for the freezer. As for shopping, most stores are open 24/7 so I usually go VERY early in the morning....around 6am, no crowds and shelves are usually freshly stocked. I have my list in hand and I don't wander through the store, I'm in high speed, grab what I came in for and dash back out. Bob calls me "Speed Shopper" LOL. No isle browsing for this gal LOL.

Crispy

Anonymous said...

Reading the comments was very informative. From watching HGTV, I know that the cost of food and everything else varies from one section of the country to another. Also, I assume, does the amount of money paid to workers. So, one person's budget of $150 would not necessarily work for another.
When my children were young and we had a garden each year, I canned most of our veggies and froze a lot of fruit. Most of my meals were made from scratch. I shopped once a month for the bulk of our food just picking up milk or eggs in between. Bread can be bought at a bakery's discount store and frozen if you don't want to bake bread. I would buy large quantities of ground meat and chicken to freeze in smaller amounts. I still brown some beef and freeze for use in casseroles and soups. It saves money and time.
I, still tend to do a big grocery shop once a month and small ones the other weeks. I, hate grocery shopping also. I don't necessarily write down a menu but there are certain things I cook for main dishes and those ingredients are usually on hand. For instance, I could have spaghetti, White Chicken Chili, Dried Beans, Baked fish with sides anytime because all of the ingredients are in the house.
Make a list of the meals your family usually eats and keep those items on hand.
My Mother spent very little on groceries because she had much of her food canned or frozen. She made desserts like cobbler or cake from scratch. For snacks, we had leftover biscuits with jelly.
I've kind of gotten away from budgeting since it has been just the two of us and Honey Bear is away most of the week. When he retires, that will change because there will be less money.
Good luck!
Mama Bear

Unknown said...

Here's a tip, ask your family what they want to eat this week. When my kids were home I let each of them choose 2 meals a week. (Jack got to choose two meals too) They may surprise you with something easy like lasagna or hamburgers on the grill, and of course someone always chose pizza! That took the pressure off of me....making a decision on what to cook was half my battle.

copperswife said...

I'm late to the party, but here are a few things to consider.

*We may not like shopping, and we may especially not like some of the stores we visit; but we need to remember one thing. When we're out, we're not in the stores just to do our shopping, we're also there to be salt and light to a dying world. Undertaking the shopping with than in mind sheds a whole new light on the matter.

*Taking the time to shop at more than one store can help save money. We typically stop at 4 or 5 stores for our groceries when we shop, and sometimes stop at even more, depending on sales, etc. We plot out our course to avoid back tracking and to help save on gas.

*Since we live in the country, we only go shopping once every two weeks. This has helped me discover something important. If you aren't IN the stores, you aren't spending money. Staying home saves money.

*And in that same vein, I avoid dollar stores like the plague. It's far too easy to pick up things not on your list because they are "just a dollar", but those dollars can add up quickly. I can quite often get just as good a deal at one of my normal stops. In fact, the Dollar Store recently had 2 liter bottles of Pepsi for $1, but the local Wal Mart had them for 88 cents!

~JoAnn~ said...

Bren~ I hate shopping too but I am way worse than you budget wise. We only have the two of us and I shop every Friday and I shop at two different stores Walmart and Winco and spend anywhere from $250-350 between the both of them. Of course when I go to walmart I am also buying household products along with food items. We eat out once a week usually but that is way down from the 3-4 times a week before. I don't really have a budget but as long as we can still put at least $1500-$2000 into our savings every payday then we are fine. I also didn't include pet products, food for the dogs is about $25 for a 15 pound bag and the cat is about the same, plus cat litter and flea/tick medications wich are extremely high.
Blessings,Joann

Carolina Girl said...

Bren,
Until very recently we were on a $50/week budget for the 5 of us. That wasn't just food, that was all incidentals as well as oil changes. Basically anything you can get at walmart or a grocery store. It was TIGHT, but we made it work. Some of my tips are up on my blog, and I am getting ready to run a series about couponing, the very basics, as soon as I can get it all out of my head and on to paper. Basically, all it takes is a little prep time - maybe an hour a week. Also, you need to work with a budget that is good for YOUR family. Don't worry about me or your Pastor's wife, or the lady down the street. Does $150/week work for you guys? Then use it! do you need to get it down? Then we'll work on that, too! :) Step number one - buy one more gallon of milk then you think you will need that week. It won't go bad in a week, and if you end up needing it, you won't have to run to the store for it. If it gets close to it's sell by date, just freeze it until you need it. :)
God Bless!
Shellie